Insurance & Financial Services

SGT represents people harmed across the insurance and financial industries. On the insurance side, that includes the improper denial of benefits or claims, bad-faith claim handling, and the misrepresentation of policy or product terms. On the financial side, it includes investment products sold on misrepresented terms, hidden or improper fees, and predatory lending, including undisclosed finance charges concealed in consumer loans such as residential solar financing.

These cases require unwinding complex policies, financial products, and corporate conduct. SGT works with actuarial, accounting, and financial experts, litigates in state and federal courts and at the appellate level, and has the resources to take on the largest insurers and financial institutions.

A successful case can recover the benefits, premiums, fees, or investment losses a company wrongfully caused, and can require it to change the practice going forward. Recoveries are typically shared among class members according to the harm each suffered.

These cases are brought on behalf of people who share a common harm: policyholders subjected to the same claims practice, borrowers charged the same undisclosed fees, or investors sold the same misrepresented product. SGT represents individuals, institutions, and public entities harmed by insurers and financial companies.

SGT has the resources and the resolve to take on the largest insurers and financial institutions in the country. On behalf of 70 Connecticut municipalities, the firm won a judgment of more than $40 million after trial, believed to be the largest award ever upheld in Connecticut against a public entity. SGT has recovered hundreds of millions of dollars for classes of investors, policyholders, and consumers, and litigates the most complex financial cases through trial and appeal.